Insights
NOTES FROM THE FRONT LINES OF CREDIT.
Working essays on underwriting, governance, and how risk earns its place at the revenue table.
Jul 1, 2026Risk5 min read
Financial institutions have become very good at transferring risk. The question is whether the risk agrees.
Financial institutions have become very good at transferring risk. The question is whether the risk agrees. Over the past two decades, the financial industry has built increasingly sophisticated ways
Jun 23, 2026Risk5 min read
What happens when the people supervising AI no longer know how to make the decision without it?
Does your institution have a deliberate strategy to preserve expert judgment?
Jun 16, 2026Risk5 min read
Historically, lenders failed differently. In the future, they may fail together
Algorithmic coupling
Jun 9, 2026Risk5 min read
The future of Supply Chain Finance is not a technology story. It's a risk story.
The future of Supply Chain Finance is not a technology story.
May 26, 2026Risk5 min read
The real risk in lending isn't a weak scorecard. It's an institution that stopped questioning a strong one
The real risk in lending isn't a weak scorecard.
May 19, 2026Risk5 min read
Sustainable credit quality
Sustainable credit quality